Due to the types of vehicles we rent and the nature of the insurance industry, all renters must carry some form of insurance to cover damages to the vehicle in the event of an accident. Customers are required to have their own full-coverage insurance (liability, comprehensive, collision and loss of use). One of San Diego Prestige Rentals employees will verify with your insurance company if that coverage will transfer over to the vehicle being rented. It does not matter what you drive personally - as long as you have insurance in good standing, your carrier will cover damages to our cars. Another options is if you have an American Express credit card - they offer a program called 'Premium Car Rental Protection'. This is available directly from American Express
and provides coverage for your GDC rental vehicle. This is a great option because it can be purchased in addition to your regular insurance policy and provides an extra layer of protection. If neither of the above apply, there are some third-party companies that provide damage waiver products.